Terms & Conditions for SMSL and Associates
Your access to this website constitutes your agreement to be bound by all terms and conditions listed herein. If you do not agree to these terms, you may not access or otherwise use the website.
Use of Content
The material displayed on this website may be downloaded for non-commercial, personal use only. Distribution, modification, transmission, use, or re-use of the content and various facilities available on this website without written permission is not permitted.
Right to Change
SMSL and Associates reserves the right, for any reason and in its sole discretion, to terminate, change, or suspend any aspect of this website, including, but not limited to, content or features.
Information Accuracy
All reasonable efforts shall be made to ensure that the information contained on this website is updated, accurate, and complete. However, no representations or warranties are made (express or implied) as to the reliability, accuracy, or completeness of such information.
No Payment Processing
Please note that no payments are processed through our website. As such, payment terms and refund policies are not applicable.
External Links
This site provides links to websites or resources operated by others over which we do not have control. We do not undertake any responsibility for the availability of such external resources. We shall not be liable for any content, advertising, products, services, or other materials on or available from such sites or resources. The inclusion of hyperlinks to such sites does not imply any endorsement of the material on those websites or any association with their operators. We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content or service available on or through any such site or resource.
Disclaimer of Warranties
The site, including all content, functions, and information made available on or accessed through the site, is provided on an “as is” basis without representations or warranties of any kind whatsoever, express or implied, including without limitation, non-infringement, merchantability, or fitness for a particular purpose. SMSL and Associates does not warrant that the site or the functions, features, or content contained therein will be timely, secure, uninterrupted, or error-free, or that defects will be corrected. No advice or information, whether oral or written, obtained by you from us or through this website shall create any warranty not expressly made herein.
Limitation of Liability
In no event shall SMSL and Associates be liable for any special, incidental, or consequential damages that are directly or indirectly related to the use of, or the inability to use this website or the content, materials, and functions related thereto, including without limitation, loss of revenue or anticipated profits, lost business, or lost sales.
Changes to Terms
SMSL and Associates reserves the right to modify these Terms & Conditions at any time. Your continued use of the website following any changes indicates your acceptance of the new terms.